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For a $5,000 36-month loan at an interest rate of 5.99% with a 1% origination fee of $50.00, you will receive a loan amount of $4,950.00 and will make 36 monthly payments of about $153.61 at a 5.99% APR. Total loan cost would be $5,595.00.
Please read the follow disclosures. There is information about General Loan information, APR information, Renewals and Repayment Terms.
Our personal loan lenders work nationwide and continuously try to offer you the funds you are looking for. The following is an APR Disclosure. The Annual Percentage Rate describe the interest rate for the whole year. It is a charge expressed as an annual rate. ChristmasCashFast cannot guarantee any APR, since we are a lending network. When accepting a loan from a lender, the lender can provide a different APR than our range. Please check the loan disclosure before submitting and signing the agreement for your loan.
Lenders have unique Renewal Policies. Some of them have automatically renew or "roll-over" features. These conveniences often come for an additional fee. Please ask the lender who you were connected with for their renewal policy. Again it is vital to read through the entire Loan Agreement and Disclosure to make sure you are comfortable with their terms before accepting the loan.
Though each lender has to operate within the state laws that govern them, they have their respective approaches to handling late payments. A loan is an agreement between you and the lender to fully repay the loan by the time agreed. Depending on your agreement with your lender, if you are late for the agreed payment, a lender may add fees, send to a collections agency, report your late, partial or non payment to a consumer reporting agency. These policies change per lender, so please make sure to consult your lender to find their respective policies.